This 2nd edition updates changes in online banking, smartphone apps, credit cards, and student loans but retains basic financial information that ensures students won’t learn about money the hard way. This book is meant to empower students at the beginning of their financial lives with basic, straightforward information on managing bank accounts, creating spending plans, determining how much they can afford to pay for college, making student-loan decisions, establishing a credit history, and other money-management options. Their decisions, if not well made, could adversely affect them throughout their lives. Students are confronted with major financial decisions as they enter college, and yet they have little experience with personal finance.
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